给货物投保

　　get insurance for our goods

　　A: Wed like to get insurance for our goods.

　　B: What kind of insurance policy would you like?

　　A: Well have our goods covered against FPA

　　(Free from Particular Average).

　　B: No problem.

　　保险条款

　　insurance clause

　　A: What do your insurance clauses cover?

　　B: We can cover all kinds of risks for transportation.

　　Such as FPA, WPA(With Particular Average),

　　AR(All Risk), TLO (Total Loss Only), etc.

　　保单

　　application form

　　A: What risks do you suggest to be covered?

　　B: Since your goods arent delicate,

　　we suggest FPA.

　　A: Ill take you at your word.

　　B: Ok,please fill in this application form first.

　　按发票金额的130%投保

　　insure goods at 130% of the invoice value

　　A: Wed like to arrange insurance on your behalf.

　　B: Could we ask to have the goods insured for 130%

　　of the invoice value?

　　A: Our usual practice is to insure goods at 110%

　　of the invoice value.

　　附加保险费

　　extra insurance charge/AP(Additional Premium)

　　A: Could we ask you to cover other risks besides WPA?

　　B: If you desire.

　　A: Are buyers responsible for the extra insurance charges,then?

　　B: Yes,this is standard practice.

　　保险责任有效期

　　validity term of insurance responsibility

　　A: How long is the validity term of insurance responsibility?

　　B: The insurance period is limited to 30 days

　　upon discharge of the insured goods from the vessel.

　　A: We think 30 days is too short.

　　Could you extend to 50 days?

　　保险费率

　　insurance rate

　　A: What insurance rate do you think we should get?

　　B: Insurance rates vary with different types of goods and risks.

　　保险费

　　insurance premium

　　A: Could you tell us how the insurance premium is calculated?

　　B: Sure.First the premium rate for your goods should be made clear.

　　Then consider what risks are covered.

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